Social Studies
Objective: I can show what I know about saving, smart spending and giving on the weekly check.
Standards: D2.Eco.1.3-5, D2.Eco.2.3-5, D2.Civ.6.3-5
Builds on: Needs Days 1 to 4. One-minute check: "Name the three jars." (Save, Spend and Give.)
Materials: Stored Week 31 check (the Friday Check) and its answer key, Three-jar table from Day 4, 3 jars and 10 play $1 bills from Day 4, 5 index cards, Notebook, Pencil
- Warm-Up · 5 min
Spaced review from Week 26. Ask: "What is scarcity?" (There is not enough of something for everyone who wants it.) Then play Jar Sort. Read each item. Your child says Save, Spend or Give. "A new bike someday." (Save.) "A snack today." (Spend.) "Coins for the animal shelter's collection jar." (Give.) "Money in case your glasses break." (Save.) "A movie with a friend." (Spend.)
- Mini-Lesson · 10–15 min
Say: "Today's check covers saving, smart spending, giving and the three jars. Let's warm up with Fix It." Write one wrong sentence on each card. Your child reads it, fixes it and tells why. Card 1: "A sale always saves you money." (Not if you did not plan to buy. You still spend.) Card 2: "Saving $2 a week, a $12 puzzle takes 5 weeks." (It takes 6 weeks: 2, 4, 6, 8, 10, 12.) Card 3: "A plan of $3, $5 and $1 uses all of $10." (No. It adds to 9.) Card 4: "Teaching a friend to juggle is giving things." (No. It is giving talent.) Card 5: "A long-term goal takes a week or two." (No. It takes many months or years.) Now model checking work. Say: "On number problems, write the math. Then check it another way, such as skip-counting." Open the Day 4 table. Ask: "Show me one row. How do you know it is right?" (The three numbers add to 10.) Ask: "Which tip helps when you feel rushed to buy?" (Wait a day.) Ask: "What is a nonprofit?" (A group whose main job is helping, not earning a profit.) If stuck, say: "Act it out with the jars and bills."
- Activity / Source Work · 15–20 min
The Friday Check. 1) Put the jars, bills and cards away. Give the stored Week 31 check now. It has 7 items and takes about 15 minutes. Do not time it. You may read any item aloud. Your child may work on notebook paper. 2) Score it with the answer key. 3) Choose a route. 6 or more right: your child is ready for Week 32. For a challenge, plan a real savings goal and draw its thermometer. 4 or 5 right: redo the Day 4 table with $10 a week. Then act it out with the bills and jars. 3 or fewer right: reteach Day 1. Drop bills into a jar 2 at a time, skip-counting aloud, until you reach an $8 goal. 4) Go over each missed item together. Your child fixes it in a different color.
- Notebook Entry · 10 min
Your child writes one money habit to start this month. Then name one person who could use a gift of time or talent. "This month I will ___." "I could give my time or talent to ___ by ___." Sample: "This month I will save $2 every week. I could give my time to Grandpa by reading to him."
- Exit Ticket · 5 min
After the check, ask the three questions aloud. Praise honest reflection and any answer that shows the math. If time ran short, do the notebook entry later today.
Watch for: Giving a number answer with no math shown, then being unable to check it.
Try: Say: "Prove it to me." Your child writes the number sentence or skip-counts aloud.
- Which check item was hardest for you? What made it hard?
- You save $4 a week for a $16 game. Your friend says it takes 5 weeks. Is your friend right? Show how you know.
- Name one money habit you will start. Which jar does it help?
Show answers
- Answers vary. Look for: a named item and a reason.
- No. It takes 4 weeks (4, 8, 12, 16).
- Answers vary. Look for: a habit such as saving each week or comparing prices, matched to a jar.
Support: Read every check item aloud. Your child may answer aloud while you write the words.
Extend: Your child plans a year of giving. Choose one cause and write a monthly gift of time, things or money.
Homework: Your child explains the three-jar plan to a family member and shows that the parts add up. Look for the adding check.
Practice page · Week 31, Day 5
Social Studies
I can get ready for my check by sorting money choices.
Jar Sort: write Save, Spend or Give.
- 1.
A new soccer ball next summer
- 2.
A pack of gum today
- 3.
Coins for the library's book fund
- 4.
Money for a broken bike chain someday
- 5.
A ticket to a puppet show this week
Match each word to its meaning.
- 6.
A reward that makes you want to do something is an ___.
○ incentive○ expense○ income - 7.
A group that uses gifts to help others is a ___.
○ nonprofit○ bank teller○ budget
Challenge: Tell about a time you or your family chose to save instead of spend.